Health Australia Write For Us – Health care differs significantly from country to country, so if you are considering relocating or living in Australia for a while, you should learn a little about the specifics of the medical and healthcare system.
Please also note that depending on the visa you have obtained, your health insurance requirements may differ.
Does Australia have good healthcare?
The World Health Organisation ranks Australia’s healthcare system as the 32nd most efficient globally. With high-quality hospitals and clinics and the latest diagnostic and testing facilities, Australia stands out for its health care system.
An important factor in Australia’s healthcare system is that it not only treats the sick but also places a significant focus on disease prevention and health management so that emergency departments and public hospitals do not become stretched, considering that prevention is more cost-effective in the long run.
How does the public health system work in Australia?
The Australian public health system, known as Medicare, provides essential hospital treatment, doctor’s appointments, and medication free of charge or at a reduced cost as it is financed by income tax and a government levy.
Unfortunately, most international travelers or students cannot access Medicare; only some countries are covered – these are listed below.
If you are not entitled to Medicare, you must pay the total cost for any public hospital services you receive. However, if you have private health insurance, the insurer may bear part of this cost.
The countries that have health care agreements and can apply for Medicare are:
- Belgium
- Finland
- Italy
- Malta
- the Netherlands
- New Zealand
- Norway
- the Republic of Ireland
- Slovenia
- Sweden
- the United Kingdom.
Do I need health insurance to travel to Australia?
Australia is not precisely inexpensive when it comes to health care. Although, as mentioned before, it has a perfect public health system, consultations, and hospitalization can be quite devastating in terms of costs if you don’t have access to it.
Student Visa Health Insurance
If you are a student visa holder, you must obtain the Overseas Student Health Cover (OSHC) throughout your stay in Australia. If you renew your visa, your insurance coverage must also be restored.
The Overseas Visitors Health Cover (OVHC) provides health insurance coverage for overseas visitors in Australia who do not have contact with Australia’s public Medicare system for hospital or medical expenses, drugs (up to $50 per drug), and ambulance services.
OSHC will not usually cover dentistry, optician, or physiotherapy services. However, you can purchase additional or extra coverage if you wish to receive such services.
Working Holiday Travel & Health Insurance
To obtain a Working Holiday 482 or 485 visa for Australia, you must purchase an appropriate level of health coverage. At the very least, a working holiday visa health cover plan should cover in-patient medical services, hospital cover, and ambulance cover. These will help you cover the costs of some medical and hospital visits if needed.
Obtaining health insurance for Working Holiday 417 visas is not obligatory, but it is highly recommended to do so anyway.
Visitor or Tourist Visa Health Insurance
Health insurance is not compulsory when obtaining a visitor or business visitor visa in Australia, but the government highly recommends it.
How much is health insurance in Australia per month?
Private health insurance costs about AUD 160 a month per person. However, prices vary depending on location, household size, and coverage level.
Australian public health system
Health in Australia is public and accessible. Most of the Australian public health system is called “Medicare.” The collection of general taxes mainly finances this system. About a third of healthcare costs are paid through the private sector.
Medicare provides free medical care in public hospitals and patient subsidies for private treatment by doctors and specialists. Medicare also pays for medical visits.
What factors influence health?
Many general factors in life influence our health. These factors include the following:
- income level and social status
- gender
- social environments
- education and literateness
- employment and working conditions
- physical environment
- personal hygiene and adaptability
- healthy child development
- the biological and genetic heritage
- health facilities;
- Culture of people
These factors are known as the determinants of health. The complementarity and modification of these determinants make a person’s health a complex combination of factors.
Health experiences vary significantly from person to person throughout life. Faced with a difficult situation, such as a work problem, relationship problem, or the loss of a precious one, good health provides us with the physical and emotional adaptability necessary to face difficult circumstances, restore our balance, and carry out an entire and rich lifetime.
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